Terms of Service

Effective November 11, 2026

These Terms of Service (“Terms”) govern your use of bankpreview.com and related pages (the “Service”), including any purchase of a BankPreview Readiness Report. The Service is operated by Opran Business Automations (“we,” “us”). By using the Service, you agree to these Terms.

The Service

BankPreview provides an educational loan-readiness assessment. The on-page readiness score and recommended fixes are free. If you choose to purchase it, the Readiness Report is a one-time paid product generated from the information you enter. We may change or improve the Service from time to time.

Not a lender

BankPreview and Opran Business Automations are not lenders, loan brokers, or credit decision-makers. We do not originate, underwrite, approve, or deny loans. We do not guarantee that you will be approved for credit, or that any particular terms, rate, payment, structure, or SBA eligibility will be offered. Lenders use their own policies, appraisals, and underwriting, and may reach different conclusions.

No professional advice

The Service and the Readiness Report are not financial, legal, tax, or accounting advice. You should consult a qualified professional or a lender before you make decisions or submit an application.

Your information

You are responsible for the accuracy of the figures you enter. Results are based on the information you provide. Inputs are processed in your browser. If you purchase a report, Stripe processes payment and Resend emails the report to the address on your verified Stripe Checkout Session. Our Privacy Policy describes how information is handled in more detail.

Purchase and delivery

The price of the Readiness Report is shown on the site at the time of purchase (currently $49, one-time). Payments are processed securely by Stripe. After Stripe confirms payment, we email the report to the checkout address, with the PDF attached, and you may also open or download it in the same browser you used to pay. You are responsible for providing a working email address at checkout.

What your purchase includes

Each purchase of the Readiness Report includes up to 3 report versions for one business. A version is a distinct set of the figures you enter, including the business name. Downloading and emailing count together toward those 3 versions. You may re-download or email any version you have already used as often as you like for 30 days from payment. After 30 days, downloads and emails for that purchase are closed. The business name locks to the purchase once the first version is counted; a different business requires another report. Need another business or a new set of scenarios after you have used all 3 versions? Purchase another report.

Refunds

If a purchased report is not delivered, contact reports@bankpreview.com and we will help resend it or refund the purchase. Because the report is a digital product generated from your inputs, refund requests after successful delivery are reviewed case by case.

Acceptable use

You agree not to misuse the Service, interfere with its operation, attempt unauthorized access, or use it for any unlawful purpose. You may use a purchased report for your own business or for clients you advise. You may not resell the Service, scrape it, or present BankPreview as a lender or as a credit decision.

Intellectual property

The site content, branding, and report format are owned by Opran Business Automations or our licensors. These Terms do not transfer ownership of that material to you, other than the limited right to use the Service and your purchased report as described above.

Disclaimer of warranties

The Service and the Readiness Report are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that results will be error-free or that they will match a lender’s decision.

Limitation of liability

To the fullest extent permitted by law, Opran Business Automations and its principals will not be liable for any indirect, incidental, special, consequential, or lost-profit damages, or for lending outcomes, denials, or terms offered by any lender. Our total liability for any claim arising out of the Service will not exceed the amount you paid us for the Service in the twelve months before the claim (or, if you have not paid us, fifty U.S. dollars).

Changes

We may update these Terms from time to time. The effective date at the top of this page will change when we do. Continued use of the Service after an update means you accept the revised Terms.

Contact

Questions about these Terms: reports@bankpreview.com.